The removal of wastewater from our homes is something we take for granted; however, if a drain becomes blocked, it can be very costly to get it repaired or replaced. Let’s take a look at whether having specialist drainage cover can give you peace of mind.
Homeowners are responsible for maintaining or repairing drains within the boundaries of their property, according to Citizens Advice. If this isn’t covered by your home insurance, it may be worth taking out a tailored policy.
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What does drainage cover mean?
Plumbing and drainage cover, often referred to as home emergency cover, provides protection when anything goes wrong with your pipes and plumbing, including drains. If you have a policy and experience a blockage or leak, the insurer will arrange for a qualified emergency plumber to fix it. While a separate plumbing and drainage policy may be more expensive, it will usually offer more protection than an add-on to your existing home insurance.
Is it really necessary?
Depending on your circumstances, a plumbing and drainage policy could save you money in the long term. It is probably worth it if you live in an old property, as the pipes are more likely to become blocked. Unless you regularly check your drains and pipes, you could face an unexpected bill when something goes wrong, especially if you have to call out an emergency plumber.
If you don’t have drainage cover and need advice, CCTV drainage surveys Kingsbury are available from experts such as www.wilkinson-env.co.uk/drainage-services-cctv-surveys-midlands/drain-jetting/drain-jetting-kingsbury/. These will provide a comprehensive picture of the condition of your pipes and drains.
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What is included?
Many policies will include a range of potential problems, including sink or toilet blockages, blocked drains and waste pipes, leaking pipes, and dripping taps. What might not be covered is things such as damage caused by the build-up of limescale, showers, and any problems that have been caused by non-approved plumbers or poor workmanship. Always read the small print so that if and when there is a problem, you know what is included.